Jon Lee Sarasota

Planning for retirement is an exciting yet critical phase of life. As you enter your 50s and 60s, the urgency to maximize savings and make prudent financial decisions becomes more important. While it may feel like the finish line is in sight, there's still ample time to enhance your retirement savings, avoid common pitfalls, and secure a financially stable future. Evaluate Your Retirement Goals Before exploring savings strategies, it's essential to reassess your retirement goals. Consider your ideal retirement lifestyle—where do you want to live, and how do you plan to spend your time? Estimating your post-retirement expenses will help you determine the savings required to support your lifestyle. Take into account housing, healthcare, and daily living costs. For instance, if traveling is part of your retirement dreams, include those costs in your savings plan. Once you have a clear understanding of your goals, you can adjust your financial strategy accordingly. Maximize Contri...

Creating a well-rounded retirement plan is essential for ensuring long-term financial Security. As people retire, two major pillars of income ,  Social Security and pensions—become increasingly significant in providing steady cash flow. When properly integrated with personal savings and other assets, these benefits form a foundation that supports retirees throughout their later years. Understanding the nuances of how these benefits work and how they can be optimized is vital for crafting a comprehensive lifetime income strategy. Understanding the Basics of Social Security Social Security is one of the most important components of retirement income for most retirees in the United States. The system was designed to provide financial support to individuals who contributed to the workforce. Social Security payments are based on the highest 35 years of earnings and the age at which one begins to collect benefits, with monthly payouts continuing for life. One of Social Security's advant...

Pickleball, a sport that has quietly been gaining traction over the past few decades, is now exploding in popularity across the United States and worldwide. What makes pickleball stand out is its mix of simplicity, accessibility, and fun. Whether you're a seasoned athlete or just looking for a social way to stay active, pickleball has something to offer. But what exactly is pickleball, and why is it becoming so popular? Let's break it down. What is Pickleball? Pickleball is a paddle sport that combines elements of tennis, badminton, and ping-pong. It's played on a court similar in size to a badminton court but with a lower net. The game is played with a solid paddle and a lightweight, perforated plastic ball that resembles a wiffle ball. Pickleball can be played as singles or doubles, with doubles being the more popular format. The game aims to hit the ball over the net and into your opponent's side of the court without them successfully returning it. Points can only b...